Mortgage review

Been hit with unfair early redemption penalties on your mortgage? Concerned about secret commissions? Think you have overpaid?

You could get Ratio to ensure the mortgage you signed up for complies with consumer protection laws. And if it doesn’t, you could be eligible for thousands of pounds in compensation.

Have you been mis-sold your mortgage?

Most people just automatically assume mortgages comply with the law because they’re calculated by financial experts at big companies.

However, this isn’t always the case.

An undercover investigation by Which? Money found only four out of 50 advisers gave acceptable advice – and 41 out of 50 failed to provide one or more pieces of key information.

If you think you’re owed money as a result of unfair terms and conditions, miscalculated interest rates and hidden charges, then our legal experts are on your side.

Ratio has already unearthed many mortgage agreements which go against the law and a growing number of people are beginning to realise they may be able to claim back thousands of pounds on their loan.